Please read these Terms and Conditions carefully before using this site.

This page (together with our privacy policy and the documents referred to on it) tells you the terms on which you may make use of our website ("terms") ("our site") whether as a guest or registered user and how we collect and use your data. Please read these terms carefully before you start to use our site. By using our site you agree to be bound by these terms and to abide by them. If you do not agree to these terms please do not access, use and/or contribute to our site.

We may change these terms from time to time by amending this page. You are expected to check this page regularly. By continuing to use our site you will be deemed to have accepted the updated or amended terms. If you do not agree to the changes, you should cease using our website. is a site operated by Added Value Portal Limited. We are a limited company registered in England and Wales under company number 08787322. Our registered office is at 10-14 Melton Enterprise Park, Melton, East Riding of Yorkshire HU14 3RS. Our VAT number is 177 5079 73.

Use Of Our Site

Access to our site is permitted on a temporary basis and Pagabo reserves the right to withdraw or amend the service we provide on our site without notice. We will not be liable if for any reason our site is unavailable at any time or for any period. From time to time, we may restrict access to some parts of our site, or our entire site, to users who have registered with us.

When using our site, you must comply with the following:

- You may use our site only for lawful purposes.

- You may not use our site:

(i) in any way that breaches any applicable local, national or international law or regulation;

(ii) in any way that is unlawful or fraudulent, or has any unlawful or fraudulent purpose or effect;

(iii) for the purpose of harming or attempting to harm minors in any way;

(iv) to send, knowingly receive, upload, download, use or re-use any material which does not, in our opinion, comply with our content standards;

(v) to transmit, or procure the sending of any unsolicited or unauthorised advertising or promotional material or any other form of similar solicitation (spam);

(vi) in any way that interferes, restricts or inhibits another user’s use of our site; or

(vii) in any way that causes or intends to cause harassment, alarm, distress or inconvenience to another person, including but not limited to transmitting obscene or offensive content of any nature and posting or uploading any defamatory or illegal material on our site.

You agree not to reproduce duplicate, copy or re-sell any part of our site in contravention of the provisions of these terms.

- You also agree not to access without authority, interfere with, damage or disrupt:

(i) any part of our site;

(ii) any equipment or network on which our site is stored;

(iii) any software used in the provision of our site; or

(iv) any equipment or network or software owned or used by any third party.

- You warrant that any material you submit to or post on our site or which is transmitted by our site:

(i) is your own original work;

(ii) does not infringe the intellectual property rights of any third party;

(iii) is true and accurate; and

(iv) is not illegal, obscene, threatening, defamatory, discriminatory, likely to promote illegal or unlawful activity or be otherwise actionable or in violation of any rules, regulations or laws to which such material may be subject to.

You agree to indemnify us against any claims, proceedings, losses, liabilities, damages (including reasonable costs), charges and expenses of whatever nature arising out of or in connection with any claim or action made against us relating to any breach of these terms.

Any material you upload to our site will be considered non-confidential and non-proprietary, and we have the right to use, copy, distribute and disclose your identity to any third party who claims the material posted or uploaded by you violates their intellectual property rights or privacy rights.

We will not be responsible or liable to any third party for the content or accuracy of any materials posted or uploaded by you on our site. We have the right to remove any material posted or uploaded on our site by you in our absolute discretion.

You are responsible for making all arrangements necessary for you to have access to our site. You are also responsible for ensuring that all persons who access our site through your internet connection are aware of these terms, and that they comply with them.

We will determine, in our discretion, whether there has been a breach of these terms through your use of our site. When a breach has occurred, we may take such action as we deem appropriate.

Failure to comply with our terms constitutes a material breach of these terms and may result in our taking all or any of the following actions:

- immediate, temporary or permanent withdrawal of your right to use our site;

- immediate, temporary or permanent removal of any posting or material uploaded by you to our site;

- issue of a warning to you;

- legal proceedings against you for reimbursement of all costs on an indemnity basis (including, but not limited to, reasonable administrative and legal costs) resulting from the breach;

- further legal action against you; and/or

- disclosure of such information to law enforcement authorities as we reasonably feel is necessary.

We exclude liability for actions taken in response to breaches of our terms. The responses set out above are not limited, and we may take any other action we reasonably deem appropriate.

Intellectual Property

All copyright, trade marks, design rights, patents and other intellectual property rights (registered and unregistered) in and on our site and all content (including all applications) located on our site belong to and shall remain vested in Pagabo. These works are protected by copyright laws and treaties and all such rights are reserved. You may not copy, reproduce, republish, disassemble, decompile, reverse engineer, download, post, broadcast, transmit, make available to the public, or otherwise use our site content in any way except for your own personal, non-commercial use. Any other use of our site content requires the prior written permission of Pagabo.

You may print off one copy and may download extracts of any page(s) from our site for your own personal reference and you may draw the attention of others within your organisation to material posted on our site.

You must not modify the paper or digital copies of any materials you have printed off or downloaded in any way, and you must not use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text. Pagabo’s status (and that of any identified contributors) as the authors of material on our site must always be acknowledged.

If you print off, copy or download any part of our site in breach of these terms, your right to use our site will cease immediately and you must, at our option return or destroy any copies of the materials you have made.

The names, images and logos identifying Pagabo are subject to copyright, design rights and trade marks of Pagabo. Nothing contained in these terms shall be construed as conferring any licence or right to use any trade mark, design right or copyright of Pagabo or any other third party.

Your Pagabo Account

If you choose, or are provided with, a user identification code, password or any other piece of information as part of our security procedures, you must treat such information as confidential, and you must not disclose it to any third party. We have the right to disable any user identification code or password, whether chosen by you or allocated by us, at any time, if in our opinion you have failed to comply with any of the provisions of these terms.

If you use multiple logins for the purpose of disrupting a community or annoying other users you may have action taken against all of your accounts.

All accounts must be registered with a valid personal email address that you access regularly so that moderation emails can be sent to you. Accounts registered with someone else's email address, or with temporary email addresses may be closed without notice. We may require users to re-validate their account if we believe they have been using an invalid email address.

We reserve the right to close accounts if any user is seen to be using proxy IPs (Internet Protocol addresses) in order to attempt to hide the use of multiple accounts, or if a non UK user pretends to be a UK user, or disrupts any of our services in any way.

Disclaimers And Limitation Of Liability

Our site content, including the information, names, images, pictures, logos and icons regarding or relating to Pagabo, its products and services (or to third party products and services), is provided "as is" and on an "as available" basis. The material displayed on our site or applications available for use on our site are provided without any guarantees, conditions or warranties, as to their accuracy or completeness and are not intended to amount to advice on which reliance should be placed. Any material or applications on our site may be out of date at any given time and we are under no obligation to update such material. We, therefore, to the extent permitted by law exclude:

(i) all liability and responsibility arising from any reliance placed by you on such content, materials and/or applications and by anyone who may be informed of the same; and
(ii) all conditions representations and warranties (whether express or implied by law), including the implied warranties of satisfactory quality, fitness for a particular purpose, non-infringement, compatibility, security and accuracy to the fullest extent permitted by law.
(iii) any liability for any direct, indirect or consequential loss or damage incurred by any use in connection with our site, its use, inability to use or the use of any websites linked to our site or materials posted on it including without limitation (whether such damage or losses were foreseen, foreseeable, known or otherwise): (a) loss of data; (b) loss of revenue or anticipated profits; (c) loss of business; (d) loss of opportunity; (e) loss of goodwill or injury to reputation; (f) losses suffered by third parties; or (g) wasted management or office time, whether caused by tort (including negligence), breach of contract or otherwise, even if foreseeable, provided that this condition shall not prevent claims for loss of or damage to your tangible property or any other claims for direct financial loss that are not excluded by any of the categories set out above.

Nothing in these terms limits or excludes our liability for death or personal injury caused by our or our employees negligence or our liability for fraudulent misrepresentation or misrepresentation as to a fundamental matter or any liability that we cannot exclude under applicable law.

We do not warrant that functions available on our site will be uninterrupted or error free, that defects will be corrected, or that our site or the server that makes it available are free of viruses or bugs. You acknowledge that it is your responsibility to implement sufficient procedures and virus checks (including anti-virus and other security checks) to satisfy your particular requirements for the accuracy of data input and output.

You acknowledge and accept that our site operates on an "as is, as available" basis; as such Pagabo does not guarantee that you will be able to use it at any particular time and you agree that we shall have no liability to you if you are unable to access our site for any given period of time.

Viruses, Hacking And Other Offences

You must not misuse our website by knowingly transmitting, sending and uploading or introducing any material that contains viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful or designed to adversely affect the operation of any computer software or hardware. You must not attempt to gain unauthorised access to our website, the server on which our site is stored or any server, computer or database connected to our site. You must not attack our site via a denial-of-service attack or a distributed denial-of-service attack.

By breaching this provision, you would commit a criminal offence under the Computer Misuse Act 1990. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our site will cease immediately.

We will not be liable for any loss or damage caused by a distributed denial-of-service attack, viruses or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of our website or to your downloading of any material posted on it, or on any website linked to it.

Linking To Our Site

You may link to our home page, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it, but you must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists.

You must not establish a link from any website that is not owned by you.

Our site must not be framed on any other website, nor may you create a link to any part of our site other than the home page. We reserve the right to withdraw linking permission without notice. The website from which you are linking must comply in all respect with the content standards set out in these terms of use.

Links From Our Site

Where our site contains links to other sites and resources provided by third parties, these links are provided for your information only. We have no control over the contents of those sites or resources, and accept no responsibility for them or for any loss or damage that may arise from your use of them.


If any of these terms are determined to be illegal, invalid or otherwise unenforceable by reason of the laws of any state or country in which these terms are intended to be effective, then to the extent and within the jurisdiction in which that term is illegal, invalid or unenforceable, it shall be severed and deleted from these terms and the remaining terms shall survive and continue to be binding and enforceable.

The failure or delay of Pagabo to exercise or enforce any right in these terms does not waive Pagabo's right to enforce that right.

These terms shall be governed by and interpreted in accordance with English Law and the English courts shall have exclusive jurisdiction over any disputes or claims provided always Pagabo may bring any action or proceedings, including without limitation enforcement proceedings in such jurisdiction as in its absolute discretion it determines.

Contacting Pagabo About These Terms Of Use

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